Governments across Africa are looking to protect pastoralists from the impacts of extreme weather with livestock insurance programs. But what works?
Pastoralists live precarious lives with extreme weather, such as drought, posing a potentially fatal threat to livestock – often pastoralists’ only asset and income source. To buffer livestock keepers from these risks, insurance schemes such as the Kenya Livestock Insurance Programme (KLIP), introduced by the government in July 2014, are starting to have an impact. As a result, the World Bank and the International Livestock Research Institute (ILRI), which both helped to develop the program, have received enquiries from countries – including Mauritania, Mali, Niger, Senegal, Somalia, South Africa, Uganda, Zambia and Zimbabwe – that are looking to introduce their own livestock insurance schemes.
But, what do these countries need to bear in mind in order to develop their own sustainable livestock insurance scheme?